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Personal Loan Repayment Calculator

How much will a Latitude Personal Loan actually cost you? Use our calculator now to explore potential repayments.

Get an estimate of your repayments

I'd like to borrow
$200,000
Loan term
4 years
At an interest rate of
8.99% p.a.
8.99%
(10.67% Comparison rate p.a*)
29.39%
Fixed or Variable?
Repayments every
Estimated repayment including typical fees
$5,012/month
Total interest paid
$39,359
Total amount paid
$240,546
Get your personalised rate

This calculator is provided for illustrative purposes only and does not constitute a quote or pre-qualification. The interest rate you may be offered can differ from the interest rate displayed above and will be based on your personal circumstances. The total amount paid includes establishment and monthly fees. See all Fees & Charges for this product.

Why choose a Latitude loan?

Simple application

  • Apply online in under 7 minutes
  • Only a few documents needed for ID and income verification

Flexible financing

  • No early repayment fee on variable loans
  • Access additional repayments you’ve made when you need them with Redraw on variable loans

Solutions to suit you

  • Our team will help you through the process
  • Loan options tailored to your specific needs

Award-winning Personal Loans

WeMoney Best in Flexibility 2 years running.

Applying for a Latitude Personal Loan is simple

1. Check your rate

Get your personalised rate online in 2 minutes without impacting your credit score.

2. Apply online

Submit your ID details and proof of income. Get a response within 2 business days.

3. Accept

Accept your loan contract digitally through our customer portal.

4. Get your funds

Funds released within 24 hours of receiving your signed contract and banking details.

Ready to take the next step with a Latitude loan?

Find out your personalised rate in just minutes — no impact on your credit score.

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Drive away in your new car with ease. We're here to help make it happen.

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Build that dream kitchen, or entertain on your new deck. Turn your house into a home.

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Focus on your wellbeing with financial support tailored to your health needs.

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Focus on your wellbeing with financial support tailored to your health needs.

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Take that dream holiday

Focus on your wellbeing with financial support tailored to your health needs.

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Start your boating adventure

Set sail on your next adventure with a loan designed for your boat purchase.

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Important information

^ Approved customers only. Terms, conditions, fees and charges apply for Latitude Personal Loan. All applications are subject to lending and approval criteria.

Loan terms range from 2-7 years for Latitude Personal Loan.

Latitude Variable Personal Loan rates range from 9.49% p.a. to 29.39% p.a. (comparison rates 11.16% p.a. to 30.97% p.a.).

Latitude Fixed Personal Loan rates range from 8.99% p.a. to 29.39% p.a. (comparison rates 10.67% p.a. to 30.97% p.a.).

* The Comparison rate for the above products are based on $30,000 over 5 years.

WARNING: These comparison rates apply only to the example or examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

EXAMPLE: A personal loan of $30,000 borrowed for 5 years with an interest rate of 15.99% p.a. (17.61% p.a. comparison rate), would equate to a total amount payable of $45,330 (including a $395 establishment fee and $16.50 monthly loan servicing fees).

Results from the calculators should be used as an indication only, and they do not represent either a quote or pre-qualification or approval for a loan. The calculator should only be used as a guide to see how loan repayments can vary when you change the loan amount, interest rate and loan term. Fees and charges are payable and the calculators do not take these into account.

1 You can make additional payments at any time, however, an early termination fee may apply on a Fixed loan up until the last 3 months of your loan term.