Why choose Latitude GO Mastercard credit card?
Interest Free plans to suit you.
Keep it simple with regular monthly payments or enjoy the flexibility of making them when it suits you. We offer a range of Interest Free Payment Plans for eligible purchases at Harvey Norman,® Domayne,® and Joyce Mayne,® to match the way you want to pay.
Find out more
Enjoy 6 months Interest Free on your general purchases of $250 or more.
Select your purchases in the Latitude app within 30 days.
Find out moreMake it yours with an Interest Free plan.
Enjoy it now, pay over time on an Interest Free plan at thousands of retailers online and in-store.
The perfect card, everyday.
The Latitude GO Mastercard credit card offers up to 55 days interest free2 on general purchases, so it’s the perfect go-to card for your everyday spending too.
Ready, Set, Tap
Introducing our new instant cardless payment feature where you can apply, get approval, and start shopping from your phone in minutes.
Stay on track with your spending
With the Latitude App, it's never been easier to manage your payments and stay on top of your due dates.
Save with Expedia and Wotif
Enjoy awesome discounts on selected hotels all day, every day, year-round with our travel partners. Book now
Make it yours with an Interest Free plan.
Enjoy it now, pay over time on an Interest Free plan at thousands of retailers online and in-store.
The perfect card, everyday.
The Latitude GO Mastercard credit card offers up to 55 days interest free2 on general purchases, so it’s the perfect go-to card for your everyday spending too.
Ready, Set, Tap
Introducing our new instant cardless payment feature where you can apply, get approval, and start shopping from your phone in minutes.
Stay on track with your spending
With the Latitude App, it's never been easier to manage your payments and stay on top of your due dates.
Save with Expedia and Wotif
Enjoy awesome discounts on selected hotels all day, every day, year-round with our travel partners. Book now
Pay over time with Latitude Interest Free payment plans
There are several ways to pay when you choose a long-term Interest Free payment plan at 100s of retailer partners. Flexible plan lengths might differ by store.
Always equal
Equal Monthly plan
Keep it simple and pay the same amount every month.
Total plan amount is paid in the agreed number of monthly payments.
Gives you flexibility to pay out early without any penalty.
Pay extra anytime
Minimum Monthly plan
Available provided you pay your credit card minimum payment each month.
Gives you flexibility to add extra when possible.
Paying this way may not clear the plan within your plan period.
Interest applies on any outstanding balance at the end of your plan period.
Pay anytime
Deferred Payment plan
No need to pay anything upfront.
Make payments at any time it suits you during plan period.
Interest applies on any outstanding balance at the end of your plan period.
Add another star to your accommodation!
Enjoy great savings on selected accommodation with our travel partners and your Latitude GO Platinum Mastercard credit card.
Rates & Fees
on long-term Interest Free Payment Plans
up to 55 days interest free2 on general purchases
Purchase Rate on general purchases
account establishment fee
credit card fee charged monthly (subject to change)
Before making a decision, please read these documents to ensure you're aware of all fees, charges and interest rates.
How to apply
Eligibility
You must be:
Able to supply:
Still looking for other options? Explore our other credit cards
Latitude Low Rate Mastercard
Low rate.High rewards.
0% p.a. for 24 months on a Balance Transfer. (3% fee applies)
Latitude Gem Visa
Your go-to shopping card for Interest Free plans, Latitude Rewards and so much more!
Bonus $250 Latitude Rewards offer
Latitude 28° Platinum Mastercard
Travel better and shop confidently.
$260 bonus Latitude Rewards
All offers are subject to T&Cs.
Available on purchases at
Payment Options
Latitude App
Make repayments in just a few taps with our mobile app.
Simply download the Latitude App from the App Store or Google Play
Open the app and create your Latitude ID (this is different to your Online Service Centre login).
Once your credit cards are linked, you’ll be able to make payments via bank transfer with your BSB and Account Number (Australia only).
Note Please be aware that bank transfer payments can take three business days to clear and you can only make one payment to your card account every five days.
We do not charge a fee for payments made via direct bank transfer on the Latitude App.
To make a payment
Then enter your bank details.
Registering
Registering is easy and only takes a few minutes, just make sure you have your card or 16-digit account number on hand.
Note Please be aware that payments can take 3 to 5 business days to clear.
We do not charge a fee for payments made via the Latitude Service Centre.
BPAY®
Available 24 hours a day, seven days a week.
To make a payment
Latitude GO Mastercard Biller Code (443887)
Note If you’re paying by BPAY on your due date, you must complete the transaction before your bank’s cut off time, otherwise the transaction may be processed on the following day. Some BPAY payments can take up to three days to appear on your account.
A payment handling fee of $1.95 applies for all payments made via BPAY® to pay your account.
Direct Debit
Easily make recurring repayments.
The easiest (and quickest) way to pay off your credit card is with a monthly direct debit.
You can choose whether to pay a set amount, the monthly minimum or the full closing balance, and on your due date each month your payment will automatically happen!
Click here to find out more about setting up a direct debit.Latitude App
Make repayments in just a few taps with our mobile app.
Simply download the Latitude App from the App Store or Google Play
Open the app and create your Latitude ID (this is different to your Online Service Centre login).
Once your credit cards are linked, you’ll be able to make payments via bank transfer with your BSB and Account Number (Australia only).
Note Please be aware that bank transfer payments can take three business days to clear and you can only make one payment to your card account every five days.
We do not charge a fee for payments made via direct bank transfer on the Latitude App.
To make a payment
Then enter your bank details.
Registering
Registering is easy and only takes a few minutes, just make sure you have your card or 16-digit account number on hand.
Note Please be aware that payments can take 3 to 5 business days to clear.
We do not charge a fee for payments made via the Latitude Service Centre.
BPAY®
Available 24 hours a day, seven days a week.
To make a payment
Latitude GO Mastercard Biller Code (443887)
Note If you’re paying by BPAY on your due date, you must complete the transaction before your bank’s cut off time, otherwise the transaction may be processed on the following day. Some BPAY payments can take up to three days to appear on your account.
A payment handling fee of $1.95 applies for all payments made via BPAY® to pay your account.
Direct Debit
Easily make recurring repayments.
The easiest (and quickest) way to pay off your credit card is with a monthly direct debit.
You can choose whether to pay a set amount, the monthly minimum or the full closing balance, and on your due date each month your payment will automatically happen!
Click here to find out more about setting up a direct debit.
new feature
Discover Click to Pay
A fast, simple and secure way to checkout online without entering your details every time.
Digital wallets
You can pay any way on your phone or wearable tech device with just a tap.
Important information
1Other exclusions, T&Cs, monthly credit card fee & other charges apply. Limited to new and approved Latitude GO Mastercard applicants only. Limited to one offer per applicant. To qualify for $300 credit back, you must be approved and fulfil the terms of the offer by spending $1,500 or more each month on general purchases for 4 consecutive months from the date of approval. The $300 credit back will be applied within 60 days from meeting the spend criteria. Must be approved by 31 March 2026. Latitude may vary, extend or withdraw this offer at any time without notice. Excludes any other offers.
General purchases do not include long-term Interest Free payment plans, cash advances, cash equivalent transactions, card fees or charges, credits, refunds, reimbursements, interest and balance transfers into an account. Transactions must be fully processed and any pending transactions at the end of the period will not count towards the spend criteria for that period. The account must be open and not in default of the credit contract when the credit back is applied.
2 To take advantage of up to 55 days interest free on credit card general purchases, you need to pay the full closing balance (excluding un-expiring Interest Free Payment Plans) on each statement of account by the applicable due date.
3 From 04/12/25 to 28/02/26, customers who purchase products from a Harvey Norman®, Domayne® or Joyce Mayne® franchisee using the Latitude 50 Months Interest Free offer (as described above in #1) with a purchase price of $750 or more (Eligible Purchase) will be eligible to receive one Harvey Norman®, Domayne® or Joyce Mayne® gift card (Gift Card). Each Gift Card is issued by Derni Pty Ltd, expires 36 months from the date of issue and is subject to the Gift Card Terms and Conditions available at www.harveynorman.com.au/gift-cards-terms-and-conditions. The applicable Gift Card value is based on the purchase price of the Eligible Purchase: spend $750 or more and receive a $75 Gift Card; spend $1,000 or more and receive a $100 Gift Card; spend $2,000 or more and receive a $200 Gift Card; spend $3,000 or more and receive a $300 Gift Card; spend $4,000 or more and receive a $400 Gift Card; spend $5,000 or more and receive a $500 Gift Card; spend $6,000 or more and receive a $600 Gift Card; spend $7,000 or more and receive a $700 Gift Card; spend $8,000 or more and receive a $800 Gift Card; spend $9,000 or more and receive a $900 Gift Card; spend $10,000 or more and receive a $1,000 Gift Card.
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